Browsing by Author "Costa, Renato Eliseu"

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    Sinistralidade no mercado de seguros de automóvel : impactos da pandemia covid-19 na tendência de sinistralidade
    (Pontifícia Universidade Católica de São Paulo - PUC/SP, 2024) Costa, Renato Eliseu; Yukie, Diana
    This paper proposes a study on the impact of the COVID-19 pandemic on the loss ratio in the Brazilian insurance market, using R language tools. The main objective is to identify and analyze emerging trends and patterns of claims frequency during the pandemic period, enhancing the understanding of behavioral changes in this market during crisis situations. The project is also focused on applying these insights to risk management and strategic planning for companies in the sector. This research evaluated that Data Science and Analytics tools are of utmost importance in the insurance industry, considering the size of the information that needs to be processed and the required agility. Furthermore, regarding the proposed topic, it was discovered that loss ratio during the pandemic had a significant increase contrary to expectations, and after the pandemic, it is still having impacts.